The costs associated with an injury can add up. Between hospital visits, exams and treatment, out-of-pocket costs could put you in financial hardship. An accident plan pays benefits directly to you, so you can determine where to spend the money. It’s comforting to know that an accident insurance policy can be there through all stages of your care, from initial treatment to follow-up care.

• MetLife Accident Insurance
• MetLife Accident Insurance Plan Summary
• Claim Form - MetLife Accident
• 855-564-6638

This supplemental coverage pays for many of the heart & stroke costs not covered by your major medical. Various riders are available. 

• Allstate Cancer Insurance Information
• Allstate Wellness Claim Form
• Allstate Cancer, Heart & Stroke Claim Form
• Allstate Cancer-heart-Stroke Claim Form - Individaul Plans
• Allstate Website
• 800-521-3535

This supplemental cancer coverage pays for many of the costs not covered by major medical.  Various riders are also available.

• Cancer Plan Information
• Cancer Claim Form
• Cancer Wellness Claim Form
• American Fidelity Website
• 800-654-8489

A critical illness plan can help with the treatment costs of covered illnesses. Benefits are paid directly to you, unless otherwise assigned, giving you the choice of how to spend the money. Plus, there are plans available to provide coverage for you, your spouse and dependent children.

• MetLife Critical Illness Insurance
• MetLife Critical Illness Summary & Rates
• MetLife Critical Illness Outline of Coverage
• https://www.metlife.com/
• 855-564-6638

This coverage is dental only.  Employees can elect either employee or family coverage.

• MetLife Dental
• MetLife Dental Claim Form
• MetLife Website
• Network: PDP Plus
• Group Number: 212889
• 800-942-0854

The Standard Disability Coverage replaces a portion of income for the period you are unable to work due to those reasons. You can choose the benefit amount, which is the amount of your income to replace, and the waiting period before you begin receiving payments. 

• The Standard Disability Highlights & Cost
• The Standard Disability Claim Form
• Filing Instructions for Disability Claims
• https://www.standard.com/
• 855-757-4717

A Flexible Spending Account (Health FSA) is an IRS-approved program to help you save taxes and reimburse yourself for out-of-pocket medical expenses not covered under your medical plan.

Your employer has chosen the $610 roll-over option for your 2023 Health FSA plan. This option allows you the opportunity to roll over up to $610 of unclaimed Health FSA funds into the following plan year. Keep in mind that balances of more than $610 will be forfeited under the use-it-or-lose-it rule.  *Roll-Over option for 2022 was $570.

• Flexible Spending Account Limits
• FSA Claim Form
• Phone: 866-853-3539

Group Whole Life insurance protects your loved ones. It pays a benefit so they can afford to pay for funeral expenses, pay off debt and maintain their current standard of living. It is one of the best ways to show you care. A whole life policy is one that stays in force as long as premiums are paid as required. You keep it even after employment ends, making it a smart choice to protect your loved ones.

• Allstate Group Whole Life Insurance Benefits
• https://www.allstate.com/allstate-benefits/main.aspx
• 800-521-3535
• 800-211-5533 - *Se Habla Español 

Hospital stays are costly. If you or a family member find yourself in the hospital due to a sudden accident or illness, you may struggle financially, even if you have a good medical plan. With a hospital indemnity plan, you can rest assured those extra expenses won’t be a financial burden.

Unlike medical plans, there are no deductibles to meet with a hospital indemnity plan. As soon as you incur a qualified event, you can file a claim and start receiving benefits.

The plan pays a lump sum benefit in a previously specified amount. The money can be used for medical costs, insurance deductibles, groceries, transportation, childcare – the choice is up to you!

Hospital Indemnity Insurance

• https://www.myaetnasupplemental.com/
• HI Claim Form
• 800-607-3366 - Aetna

A Health Savings Account (HSA) is a great way to help you control your healthcare costs. It works in conjunction with a qualified High Deductible Health Plan (HDHP) to combine tax-free savings earmarked for qualified medical expenses.

First Financial Health Saving Account - These accounts are available for eligible employees who have elected Option III, our high deductible plan. Eligible employees must enroll in a Health Savings Account (HSA) to receive the $35 per month contribution from ECISD.  They can also make contributions to their account by payroll deduction. Combined contribution maximums apply.

• HSA Overview for Employees
• First Financial HSA Employee FAQ
• HSA High Deducible Plan Limits
• First Financial Online & Mobile Tools
• First Financial HSA Website
• 866-853-3539

Protect yourself and your family from the fastest growing crime in the US:  Identity Theft.  A low monthly cost provides protection by scouring the dark web for any compromised accounts and restores your identity with 24/7/365 support.  This protection saves you money and time by relying on a service to handle all the details involved when your identity is stolen.

• ILock 360 Information
• www.ilock360.com
• 855-287-8888

Pre-paid legal provides access to a variety of legal services for you and your family at an affordable monthly cost.  These services include, but are not limited to, advice on unlimited issues, attorney letters or calls made on your behalf, and contract and document review.  Simply call an 800 number to access legal counsel and advice from qualified lawyers.  This product provides peace of mind in today’s litigious environment.

• Legal Shield Information
• https://w3.legalshield.com
• 800-654-7757

The Standard Life - This benefit for additional employee life insurance is available to new full-time employees for up to $500,000, up to $150, 000 with no evidence of insurability. Existing full-time employees must provide evidence of insurability to add or increase this coverage.

• Standard Additional Voluntary Life & Employee/Spouse/Child
• The Standard Basic Life Bundle
• The Standard Life
• 281-517-5466

The Standard Dependent Life - This benefit is for life insurance for the dependents of full-time employees. Spouses and children may be covered in various options as allowed.

• Standard Additional Voluntary Life & Employee/Spouse/Child
• The Standard Life
• 281-517-5466

Texas Life - Individual life is available to full-time employees, their spouses, children and grandchildren for long-term and/or permanent needs.

• Texas Life Information
• Texas Life Website:
• 800-283-9233

Allstate Life Insurance -  Life insurance protects your loved ones. It pays a benefit so they can afford to pay for funeral expenses, pay off debt and maintain their current standard of living.

• Whole Life Insurance | Ector County ISD 2022 Plan Year Benefits (ffga.com)
• 800-521-3535

The Standard Life Insurance protects your loved ones. It pays a benefit so they can afford to pay for funeral expenses, pay off debt and maintain their current standard of living. It is one of the best ways to show you care. 

• The Standard Life Highlights
• https://ffbenefits.ffga.com/ectorcountyisd/group-life/
• 281-517-5466
• 855-757-4717 - claims

This long-term care insurance program is for active TRS members, TRS retirees, and certain family members. Under this plan, eligible individuals may apply for completely portable long-term care insurance coverage at favorable group rates. 

TRS Long-Term Care Website